| Insurance Planning |
Life InsuranceLife Insurance is one of the most overlooked financial solutions and its role within a well-developed financial strategy is often under appreciated. Not only can it provide the necessary safeguards for you and your family, it can also protect and enhance your investment portfolio.
Critical Illness InsuranceOne of the great advantages of modern technology is that it’s allowing more people to survive once-fatal medical conditions. However, the unfortunate reality is that many survivors must bear a heavy financial burden for things like medical treatment outside Canada, or ongoing care at home or in a facility. What can prevent depletion of your savings if you should fall ill?
Disability InsuranceDisability income insurance provides a source of income to replace the salary during a period of disability resulting from an accident or illness for people who have jobs that do not provide a group insurance plan.
Long Term Care InsuranceReports show that Canada’s health care system is challenged. The shifting demographics and the realities of aging will place severe challenges on the government’s ability to provide adequate publicly funded long term care. In order to get the quality of care you want and need, there is a solution: long term care insurance. All insurance products are sold through ScotiaMcLeod Financial Services Inc., the insurance subsidiary of Scotia Capital Inc., a
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